Innovating Payments, Empowering Success.

Harnessing cutting-edge technology to transform payment processes, we provide end-to-end solutions that encompass everything from transaction processing to settlement, all while prioritizing customer satisfaction and enhancing their overall experience.

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Products And Services

We’re ready to help you with

Issuing

Seamless Card Issuance

Empower your customers with our seamless card issuance solutions. Our platform supports the full lifecycle of card management, from issuance to activation and ongoing monitoring.

Acquiring

Efficient and Secure Transaction Acquiring.

Streamline your transaction acquiring process with our robust and secure acquiring solutions, supporting e-commerce, POS and wallet transactions

AI Fraud Detection

Advanced AI Fraud Detection

Protect your business and customers with our advanced AI-driven fraud detection system. Our solution uses machine learning algorithms to detect and prevent fraudulent activities in real-time

Service Catalogue and Pricing Management System

Comprehensive Service Catalogue and Pricing Management

Manage and optimize your service offerings with our advanced catalogue and pricing management system. Tailor your services and pricing to meet the specific needs of your customers.

POS

Versatile POS Solutions

Enhance your point-of-sale operations with our versatile POS solutions, available as stand-alone systems or integrated with your existing infrastructure

Wallet Management System

Comprehensive Wallet Management

Manage digital wallets with ease using our comprehensive wallet management system. Offer your customers a secure and convenient way to handle their funds, whether as a stand-alone solution or integrated with other systems. We provide wallet issuance and management, including cashback options

Refund Portal

Efficient Refund Management

Handle customer refund requests efficiently with our dedicated refund portal. Streamline the refund process and ensure timely resolution with a dynamic maker-checker workflow

Reporting and BI

Advanced Reporting and Business Intelligence

Gain actionable insights with our advanced reporting and business intelligence tools. Make informed decisions with comprehensive data analysis and reporting capabilities

Auto Recon and Settlement System

Automated Reconciliation and Settlement

Ensure accurate and timely financial reconciliation with our automated recon and settlement system. Simplify the settlement process and reduce errors

mPOS / Tab on Glass (Android Compatible)

Flexible Mobile Point-of-Sale Solutions

Enhance your mobile payment capabilities with our versatile mPOS or Tab on Glass solutions. Empower your business with secure, portable payment options that meet the demands of today's mobile-first customers. Our solution is compatible with Android devices, ensuring universal usability

Deposit Management System

Comprehensive Deposit Management

Manage deposits effortlessly with our comprehensive deposit management system. Offering multiple refund methods and unlimited execution time, our solution is designed to provide maximum flexibility and convenience.

Single Payment with Multiple Distributions

Efficient Single Payment Distribution

Streamline your payment processes with our solution for single payments distributed to multiple bank accounts for multiple partners. Designed to enhance efficiency and accuracy, this product simplifies complex payment scenarios.

STRATEGIC PARTNERSHIP'S

Help your merchants integrate our payment solutions and enjoy the benefits, become an ATBpay Partner and help grow your platform's.

Commercial Bank of Dubai
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When the Commercial Bank of Dubai opened in 1969 the start was not much more than a dream formed by a collective determination to help build this country. It began with the vision of the founder of Dubai, His Highness, the Late Sheikh Rashid Bin Saeed Al Maktoum who focused on investing in his people and building Dubai into a modern metropolis. Among his plans, was an official decree that laid the groundwork for the Commercial Bank of Dubai.

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ADIB - Abu Dhabi Islamic Bank
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ADIB is a leading Islamic bank with more than AED 124.6 billion in assets. Established in 1997, the bank provides world-class, Shari'a-compliant retail, corporate, business, private banking and wealth management solutions through award-winning digital channels and across an extensive branch network. The bank has a presence in six strategic markets, including Egypt, where it has 70 branches, the Kingdom of Saudi Arabia, the United Kingdom, Sudan, and Iraq. Its shares trade on the Abu Dhabi Stock Exchange (ADX).

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FAB - First Abu Dhabi Bank
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FAB, the UAE’s largest bank and one of the world’s largest and safest institutions, offers an extensive range of tailor-made solutions, and products and services, to provide a customised experience. Through its strategic offerings, it looks to meet the banking needs of customers across the world via its market-leading Corporate and Investment Banking and Personal Banking franchises..

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Magnati
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Magnati provides government, merchant and institutional clients with an intelligent payments platform that monetises data, using next generation technology to deliver improved experiences and increased efficiency. The Magnati brand is charged with energy and potential and is set to transform payments into possibilities. Headquartered in Abu Dhabi, Magnati’s expertise and relationships provide a platform for Magnati to attract international partners, while setting a new standard for innovation and delivery in the payments industry.

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Emirates NBD
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Emirates NBD Group is a leading financial services brand in the MENAT region. We have operations in the UAE, Egypt, India, Türkiye, the Kingdom of Saudi Arabia, Singapore, the United Kingdom, Austria, Germany, Russia and Bahrain and representative offices in China and Indonesia. The Group employs more than 30,000 people, representing more than 90 nationalities, making it one of the largest and most culturally diversified employers in the UAE.

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ATB pay in Number's

+19 Government Entity

At ATB, we offer comprehensive payment solutions tailored to meet the needs of both local and federal government entities. Our full-fledged services cover every aspect of the payment process, from transaction processing and fraud detection to reconciliation and settlement. With a proven track record of serving over 19 government entities, we are dedicated to providing secure, efficient, and reliable payment solutions that streamline operations and enhance financial management at all levels of government.

+400 Retail Entity

At ATB, we deliver comprehensive payment solutions designed specifically for the retail sector. Our full-fledged services encompass all aspects of the payment process, including transaction processing, fraud detection, reconciliation, and settlement. Serving over 500 private sector clients, we are committed to providing secure, efficient, and reliable payment solutions that enhance operational efficiency and customer satisfaction for retailers of all sizes.

+210 B AED Authorized

At ATB, we are proud to process over 35 billion in total transaction amounts annually, with more than 3 billion handled each month and upwards of 100 million processed daily. Our robust and efficient systems ensure seamless and secure transactions, meeting the diverse needs of our clients around the clock.

+430 M Transaction

At ATB, we facilitate over 72 million total transactions annually, with more than 6 million transactions processed each month and over 200,000 transactions daily. Our advanced technology and commitment to excellence ensure that every transaction is handled efficiently and securely, catering to the diverse needs of our clients 24/7.

Mission, Vision & Our Value

Our Values

At ATB, we consider our customers as our primary inspiration. Every project we undertake becomes a part of our DNA and reputation, driving us to enhance our products and services while ensuring an exceptional customer experience. We thrive on solving complex challenges that significantly improve our customers' processes and operations, with customer experience, happiness, and quality implementation at the core of our values.

Vision

To become a global payment processing company renowned for our unique next-generation features and technologies, breaking barriers in procedures and tools, while delivering easy and straightforward payment solutions in just a few simple steps.

Mission

To develop and continuously enhance unique platforms and tools for payments, making online and digital payments easier and simpler for all.

About ATB

Advanced Technology Bureau (ATB) is a specialized company in payments processing and various technologies related to payment processes. ATB stands out by consistently meeting customer needs and ensuring customer satisfaction, with a proven track record of solving diverse demands and requests from both governmental and private sectors. We excel in automating payment processes, settlements, reconciliations, and the complete payment cycle, believing that nothing is impossible and demonstrating our capability to solve complex payment challenges. Our experience ranges from integrating normal Payment Gateways (PG) to developing full acquiring and issuing solutions. Our unique expertise and cost-efficient solutions make us the preferred choice for customers seeking successful outcomes. At ATB, innovation in payments is ingrained in our culture, delivering unique and user-friendly experiences to our clients through advanced tools and practices. Our comprehensive solution includes modules for Payment Processing, Acquiring, Card Issuing, Fraud Management, Enterprise Integrations, POS Machines, POS Server Management, and Operational Support. We have a solid track record with banks, central banks, enterprises, and retail sectors, empowering our customers with state-of-the-art, reliable, and bug-free solutions. ATB is originated from customer needs and aspirations, now serving the Middle East with ambitious plans for regional and global expansion. Our payment solutions are crafted directly from customer feedback, making us uniquely responsive and swift in implementation. In essence, if you seek successful, fast, and innovative payment solutions, choose us — the creators of success who prioritize customer satisfaction and demands.